Your life, translated into assets, goals, and next moves.
Oruvo by Ailiur maps what you own, what you owe, what you want, and what your time is worth — so the next move with your money is clear, not a guess.
- Read-only by design
- You own your data
- Not investment advice
Net worth
- Cash & savings$18,420
- Investments$41,260
- Belongings (resale)$22,150
- Debt−$9,800
Tap a tab to switch the view · illustrative figures
Everything that makes up your worth — on one surface.
Money apps stop at your bank balance. Oruvo holds the whole picture: liquid and physical, assets and liabilities, what you owe and what your time is building.
Estimated net worth
$69,720
Illustrative sample data — not your accounts, not advice.
Cash
$18,420
Across 2 checking, 1 savings
Investments
$41,260
Brokerage + retirement
Credit cards
$2,310
Statement balance, 2 cards
Subscriptions
$214 / mo
2 flagged to review
Physical assets
$22,150
Estimated resale value
Wishlist
$9,800
Planned, not purchased
Debt
$9,800
Auto loan + card balance
Career ROI
+$1,400 / mo
Freelance upside, illustrative
Other tools track a slice. Oruvo maps the whole sheet.
Budgeting, inventory, and net-worth apps each own one column of your financial life. Oruvo is designed to hold all of them in one place — money, belongings, goals, and time.
Monarch · Copilot
Tracks: Budgets and bank balances
Oruvo: Plus belongings, goals, and time on one sheet
Rocket Money
Tracks: Cancels subscriptions
Oruvo: Subscriptions as one signal in the full picture
Empower
Tracks: Investments and net worth
Oruvo: Net worth that also counts what you physically own
Sortly · home inventory
Tracks: A list of your stuff
Oruvo: Belongings valued and linked to goals and resale
Amazon order history
Tracks: What you bought there
Oruvo: What you own anywhere — value, warranty, resale window
One sheet for money, belongings, goals, and time — instead of five apps that each see a sliver.
Comparisons describe each product’s focus, not feature parity. Oruvo is an early MVP preview; several capabilities above are designed, not yet shipped.
See what you own — and exactly where it lives.
Turn a pile of receipts into a visual, valued inventory. Place belongings across your space, then open any item for its warranty, resale window, and the goal it’s linked to.
Illustrative sample data — not your accounts, not advice.
Turn a wishlist into an honest timeline.
Pick what matters most, set what you can put aside, and watch the “reachable by” date move. Aspiration, made plannable — never a promise.
Apartment deposit · $6,000
6months
Estimated time to afford at $600/mo.
Simple front-end projection · Illustrative sample data — not your accounts, not advice.
Find the money quietly leaking out of your life.
Every recurring charge, rated by what it’s actually worth to you. Mark what to keep, review, or cancel — and watch the possible savings update.
Design tools
Work●●●●●
Streaming
Lifestyle●●●●●
Gym
Health●●●●●
Cloud storage
Work●●●●●
AI tools
Work●●●●●
Monthly total
$169
Possible savings
$62/ mo
≈ $744 a year if reviewed
Illustrative sample data — not your accounts, not advice.
Your time is the largest asset on the sheet.
See where your hours point and what each could be worth — framed as scenario planning, not a promise of income.
Current job
Time
160 hrs / mo
Possible upside
Anchor income
Freelance project
Time
24 hrs / mo
Possible upside
Up to +$1,400
Portfolio sprint
Time
16 hrs / mo
Possible upside
Compounding reach
Networking message
Time
1 hr / mo
Possible upside
Optionality
YouTube research
Time
8 hrs / mo
Possible upside
Skill + audience
“Possible upside” describes scenarios, not guaranteed earnings.
“What changes my trajectory?” — answered out loud.
Not stock tips. Not black boxes. Pick a question and Oruvo shows the assumptions, the math, and the caution behind every answer.
Reachable around September if savings hold — about 6 months out.
Assumptions
- ·$600/mo set aside
- ·$2,400 available now
- ·Studio target ≈ $6,000
Calculation
($6,000 − $2,400) ÷ $600 ≈ 6 months
Caution
Assumes no large unplanned expenses. Adjust the inputs to see it move.
Your money data should explain itself.
- Built for transparent scenarios, not black-box promises.
- Oruvo is not a bank, broker, or a registered investment, tax, or legal adviser in this MVP.
- No guaranteed returns. No stock-picking promises. No hidden magic.
Secure account connections (e.g. Plaid), bank/brokerage sync, and encryption hardening are designed for a later release — none are part of this MVP preview, which runs on illustrative demo data only.
Be early to your life balance sheet.
We are opening Oruvo to a small first group. It is an MVP — it will grow with you. Tell us what you want it to make visible first.
Give us your honest feedback.
Oruvo is early, and it's shaped by the people who use it. Tell us what's working, what's missing, and what we should build next — it goes straight to the team.